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How to Maximise your Budget and Buy Your Dream Home

Buying a home comes with a lot of dreams, needs and wants, but there’s another
consideration, too – budget. Whether you’re taking your first step on the property ladder
or moving on to bigger and better things, how can you make every euro count?

Maximising your budget might seem impossible; after all, a downstairs toilet is a must,
and you’ve always hoped for a driveway and a south-facing garden. But are these wants
and desires preventing you from finding something you can actually afford?

Like everything else in life, buying a property needs a bit of compromise. You don’t have
to bin your dreams of a garage or home office; you just need to think outside the box.

In this quick read, we look at ways to maximise your budget and get the home you’ve
always wanted.

How to Maximise your Budget and Buy Your Dream Home - Mannix property Services

Be real

Before you start house-hunting, jot down a list of things you must have and things that
you’d like but aren’t necessary. This may help open you up to properties you might not
have previously considered viewing.


If you’re driven by location, you’re always going to be limited in choice and price. Can
you look beyond the area? Could you get more for your money if you extended your
search? And in a time where working from home is the new norm, changing location
could really help you save on your purchase price.

Get DIY ready

A property that’s perfect in every way will have a much higher asking price.
Save money by looking at homes that need a bit of work. You don’t need to commit to a
huge renovation project, but taking on some work yourself could mean you pay less

Look to the future

Ok, you wanted a big kitchen and were hoping for an extra room downstairs, but do you
need these things right now? Look into properties that have the potential to extend
(outwards and upwards), and this can be something you do later. You’ll be adding value
by increasing square footage, so you can reap the benefits if you ever decide to sell.
Also, check if neighbours have extended previously to give you an idea about the
likelihood of passing any future planning applications.

Buy what you need

Be wise with your budget, don’t pay out for things you just don’t need. A huge garden is
a great idea, but not if you’re going to struggle to maintain it. Similarly, paying a
premium for being close to bus routes may be unnecessary if you work from home.
Don’t get tempted by extras that tip your budget over the edge.
If you’re looking for a new home, call us at Mannix Property Services. We’ll help you find something within your budget.

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